BML posts MVR 837.5m Q4 net profit as record growth caps 2025 performance
BML reported strong Q4 2025 results with operating profit of MVR 828.7 million and net profit of MVR 837.5 million. For the full year, total revenue reached MVR 5.5 billion, up 16.1 percent, while profit before tax rose 10 percent to MVR 3.2 billion. The bank disbursed MVR 10 billion in new loans and maintained capital adequacy and liquidity ratios above regulatory requirements.
BML reported a 16.1 percent increase in revenue to MVR 5.5 billion in 2025 | Bank of Maldives
According to the financial statements for the fourth quarter of 2025 released by the Bank of Maldives (BML), the country’s national bank documented a record-breaking financial performance over the past year.
BML reported an operating profit of MVR 828.7 million for the fourth quarter of the previous year, while net profit stood at MVR 837.5 million. This marked a significant increase compared to the preceding quarter. The bank attributed this performance to higher overall revenue and the effective management of operating expenses.
For the full year of 2025, BML generated total revenue of MVR 5.5 billion, representing growth of 16.1 percent compared to 2024. Profit before tax rose by 10 percent to MVR 3.2 billion. By the end of the year, the bank’s total assets had increased by 15 percent, surpassing MVR 55.7 billion. The cost-to-income ratio was maintained at 27 percent.
Throughout 2025, BML disbursed MVR 10 billion in new loans to individuals and businesses. The bank also confirmed that its capital adequacy and liquidity ratios remained well above the regulatory requirements set by the relevant authorities.
